SME Banker – Tanga (February 2025) | Absa Bank

Empowering Africa’s Future, One Story at a Time

Join Absa Bank, a trusted financial institution with over 100 years of history, combining local expertise with global banking standards. This is an exciting opportunity to grow your career, contribute to our vision, and make a meaningful impact in the SME Banking sector.

---

Job Title: SME Banker

Location: Tanga, Tanzania
Job Type: Full-time

Job Overview

We are looking for a dynamic SME Banker to manage and grow a portfolio of Business Banking – Enterprise clients. In this role, you will build long-term relationships, provide expert financial guidance, and support business growth while ensuring risk management and operational excellence.

Key Responsibilities

1. Client Relationship Management & Sales

• Conduct annual reviews of customer borrowing facilities and reassess as needed.
• Grow the SME portfolio through new client acquisition and cross-selling.
• Offer financial and credit advice tailored to business needs.
• Resolve customer inquiries and ensure a seamless banking experience.
• Identify and promote banking products that best fit customer needs.
• Develop and implement targeted marketing strategies to attract new business.

2. Business Development & Risk Management

• Research and identify potential SME clients using customer prioritization tools.
• Gather and analyze client financial data for credit assessment and approval.
• Monitor loan portfolios, ensuring compliance with risk management policies.
• Manage early warning indicators to proactively mitigate risks.
• Ensure adherence to banking regulations, policies, and service standards.

3. Leadership & Operational Excellence

• Coordinate SME banking services within the branch to ensure efficiency.
• Act as a crisis coordinator, ensuring business continuity during major incidents.
• Keep up with regulatory changes and ensure compliance with financial industry standards.
• Complete all mandatory training and continuously enhance banking expertise.

---

What We’re Looking For

Skills & Competencies

• Customer-Centric Approach – Ability to understand and meet business clients’ unique needs.
• Strong Relationship Management – Build trust and foster long-term client partnerships.
• Analytical Thinking – Assess financial risks and make data-driven decisions.
• Entrepreneurial Mindset – Identify growth opportunities for both clients and the bank.
• Excellent Communication – Ability to negotiate, influence, and present effectively.

Knowledge & Experience

• Education: A degree in Business, Finance, or a related field (preferred).
• SME Banking Expertise: Familiarity with business banking products, credit management, and financial solutions.
• Industry Knowledge: Understanding of financial trends, lending policies, and market competition.
• Digital Banking Awareness: Comfortable using modern banking tools and digital platforms.

---

Why Join Absa?

• Be part of a leading African bank with strong regional and global connections.
• Access the My Career Development Portal to unlock your full potential.
• Work in an environment that values trust, innovation, and inclusivity.

---

How to Apply

Interested candidates should submit their applications via the official link provided below:

🛑 Application Deadline: February 2025

Take your banking career to the next level with Absa Bank—where possibilities begin!